By WhistleOut
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Card
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Rewards Points
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Annual Fee
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Interest Rate
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Balance Transfer
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7,500 Bonus QFF Points
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1
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$0Current Deal
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20.74%
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-
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Go to site
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$0
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17.99%
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0%for 6 months
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Go to site
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$0
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18.99%
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5.9%for 24 months
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Go to site
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0% Balance Transfers
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$0Current Deal
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17.99%
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0%for 6 months
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Go to site
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2.9% on Balance Transfers
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$0Current Deal
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18.99%
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2.9%for 6 months
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Go to site
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0% Balance Transfers
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$0Current Deal
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17.99%
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0%for 6 months
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Go to site
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0% Balance Transfers
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$0Current Deal
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17.99%
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0%for 6 months
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Go to site
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$0
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20.49%
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-
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Go to site
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$0
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20.49%
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-
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Go to site
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$0
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20.49%
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-
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Go to site
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7,500 Bonus Velocity Reward Points
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up to2
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$0Current Deal
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20.74%
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-
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Go to site
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0% Purchase Rate for 5 Months
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$24Current Deal
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0%
for 5 months
then 19.74%
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5.99%for 5 months
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More details...
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0% Purchases & No Annual Fee First Year
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$30Save $30
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0%
for 6 months
then 19.59%
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3.99%for 6 months
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Go to site
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$30
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19.49%
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4.99%for 6 months
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More details...
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0% Interest on Purchases
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$45Current Deal
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0%
for 6 months
then 13.49%
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3.99%for 6 months
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Go to site
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Bonus 10,000 Money Back Reward Points
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up to3
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$49Current Deal
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19.84%
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5.99%for 6 months
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More details...
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3
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$49
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19.99%
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-
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More details...
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3
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$49
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19.99%
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-
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More details...
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Current Credit Card Deals & Offers
The market for credit cards is constantly changing so it can be hard to find the best credit card deals. Whether you want a low fee, low interest, balance transfer, or Frequent Flyer rewards credit card - you can compare credit card deals here to find the best credit card to suit your needs. Each month we will compare all our credit card offers from major Australian lenders and bring you our pick of new credit card deals. The service is free, but the value is immense!
The deals here include bonus reward points, 0% balance transfer offers, extended interest free credit cards, and many more. Of course not everyone is suited to the same type of credit card, so please ensure you consider the full terms and conditions of each card.
Bonus 16,000 Qantas Frequent Flyer Points
Receive a bonus 16,000 Qantas Frequent Flyer points if you use your card for an eligible purchase before 31 October 2012. Receive an additional Qantas Frequent Flyer point per dollar over $30 spent at Woolworths, BWS or Big W.
This offer from Woolworths includes:
- 16,000 Bonus Qantas Frequent Flyer Points
- 5.99%p.a. on balance transfers for 6 months
- Earn up to 1 point per dollar spent
- Low annual fee of $89
0% p.a. on Purchases For 9 Months
The supermarket battle is on and it's a great time to take advantage of credit card deals. Woolworths are offering their Everyday Money Credit Card at just $49 annual fee, with up to 3 points per dollar spent. As a bonus they are also offering an introductory interest rate of 0% pa on purchases for the first 9 months.
Woolworths Everyday Credit Card offers:
- 0% p.a. on purchases for 9 months
- 5.99% pa for 6 months on balance transfers
- Up to 3 points per $1 spent
- Low annual fee of just $49
- Up to 55 days interest free
0% pa on Purchases For 6 Months
No annual fee and 0% pa on purchases for the first 6 months are just two features of this enticing offer from American Express. Add to that a BONUS of up to 7500 Qantas Frequent Flyer points!
This offer from Westpac includes:
- 0% pa for 6 months on purchases
- $0 annual fee
- Bonus 7500 Qantas Frequent Flyer points
- Earn up to 1 point per dollar spent
BONUS 40,000 Reward Points
This platinum level credit card offer from ANZ entitles new applicants to 40,000 bonus reward points when they apply before 31 August 2012. Enjoy platinum benefits such as overseas travel insurance, ANZ car rental cover, purchase security insurance, and ANZ Falcon™ fraud protection.
Virgin Money credit card deal includes:
- Bonus 40,000 Reward Points (equal $100 gift card)
- ANZ Falcon™ fraud protection
- Up to 55 days interest free
- Earn up to 3 points per dollar spent
Coles Mastercard - No Annual Fee
Coles has combined the humble credit card with their FlyBuys program to produce the Coles MasterCard. Earn FlyBuys points when you use your card, and then redeem the points at Coles stores. Take advantage of the FlyBuys partner network to earn bonus points.
This new credit card from Coles includes:
- Earn 1 FlyBuys point per dollar spent
- 19.99% pa interest rate on purchases
- Up to 62 days interest free
- MasterCard PayPass purchases under $100
Low Fee Credit Cards
There’s nothing too complicated about a low fee card – it is exactly that, a credit card with little or in some cases, no ongoing annual fees. If you won’t be spending regularly or excessively on your credit card, a low fee credit card might be helpful in providing the convenience of a credit card with a low annual fee.
Low fee cards might as well be called low use credit cards as low fee credit cards tend to have higher interest rates for purchases than rewards credit cards so it is best to pay the outstanding balance in full each month if possible. If paying your balance in full each month an option for you, your other option would be a low interest rate credit card which would mean that when you don’t pay your balance, you are being charged a low rate of interest.
Low fee credit cards can also have higher rates for cash advances or include other fees you might not have anticipated upfront such as late payment fees. As with any credit product, be sure to read all the small print carefully.
Low fee credit cards with tend not to have the rewards or perks associated with many other credit cards. If you use your credit card to make travel purchases or pay for restaurant bills, a credit card with more reward opportunities (but also higher annual fees) may be more beneficial over time. Take some time to think about your spending trends before simply opting only for the credit card with the lowest fees.
Compare Credit Cards
Compare credit cards from the following credit card providers...
Disclaimer:
WhistleOut is not suggesting that you apply for a particular credit card provided by any of the following credit providers, nor are we trying to assist you to apply for a credit card from any of the following providers. We recommend that you seek professional advice before acting upon any information provided on this web site.
WhistleOut may receive a commission from some credit card providers.